Minimum Essential Coverage

Our minimum essential coverage (MEC) plans help prevent costly penalties, and no underwriting is required.

They provide coverage for the preventive care services required by the ACA. Examples of covered services include some immunization vaccines and screenings for common diseases. A fully updated list of these covered services with complete details, limitations and exclusions can be found on

We have MEC only plans as well as MEC plans with four office visits. Companies in certain regions may be eligible for additional MEC plan options.

Contact an ABA sales representative at or 1-800-247-7114 to learn more.